What if I can’t afford a disability lawyer?
By Hogan Smith
Updated 04/21/2025
Hiring a lawyer can feel out of reach when you're already struggling financially—but when it comes to disability claims, you don't need to worry about upfront costs. Most disability attorneys work on a contingency fee basis, meaning they only get paid if you win your case.
Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.
Please answer a few questions to help us determine your eligibility.
How Disability Lawyer Fees Work
Here’s how the fee structure typically breaks down:
- No upfront cost: You pay nothing when you first hire the lawyer.
- Only pay if you win: If your claim is approved, the lawyer’s fee comes out of your back pay.
- Fee cap: The Social Security Administration (SSA) limits the lawyer’s fee to 25% of your back pay or $7,200, whichever is lower.
- SSA approval: The SSA must approve the fee agreement, ensuring it's fair and standard.
If your case doesn't result in any back pay, you pay nothing—even if the attorney has invested hours of work into your claim.
Why Hiring a Lawyer Is Still Worth It
Even though you're not paying out of pocket, a lawyer can significantly improve your chances by:
- Ensuring your application is complete and accurate
- Helping you gather strong medical evidence
- Representing you at hearings or appeals
- Meeting crucial deadlines that could otherwise delay your benefits
So even if money is tight,
you can access experienced legal help to give your case the best possible chance.
How Hogan Smith Can Help
At Hogan Smith, we understand the financial stress our clients are under. That’s why:
- We never charge upfront fees
- You only pay us if we win your case
- Our legal team will handle everything—from paperwork to appeals—so you can focus on your health and family
Contact Hogan Smith Today
If you're worried about affording a disability lawyer, let’s talk. Your initial consultation is free, and we’ll explain how the process works in plain terms. Reach out to Hogan Smith today, and let’s get started on your path to the benefits you’re entitled to.
Further Reading
Boost Your Chance of Being Approved
Get the Compensation You Deserve
Our experts have helped thousands like you get cash benefits.
How It Works
1
Briefly tell us about your case
2
Provide your contact information
3
Choose attorneys to contact you